Part A – Hospital Coverage
Most people who qualify for Medicare automatically get Part A coverage without having to pay a premium. Part A includes inpatient hospital care, long-term care in hospitals and treatment in a critical access hospital.
Part B – Medical Coverage
Part B covers your medically necessary doctors’ services and outpatient care. A Part B premium is deducted from your social security check each month to help pay the cost of this coverage.
Part C – Medicare Advantage Plans
If you have Part C, your coverage is provided by a private health plan called a Medicare Advantage plan. The health plans are contracted with Medicare. The coverage includes everything covered under Part A and Part B, except hospice care (Original Medicare continues to cover hospice care) and may include additional benefits not available with Original Medicare.
Part D – Prescription Drug Coverage
If you choose Part D coverage it will help lower your prescription drug costs. This coverage is available as a stand-alone plan, or may be included in a Medicare Advantage plan.